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FAQ IAPA Membership

Questions...

  Are these debit Visa card's popular?

  What about security?

  How do I apply?

  Is the physical debit card a real debit card or just a Visa Electron Card?

  What operations can be done on the debit card at POS terminals?

  What if I have bad credit?

  How do I gain access to my account?

  How long does it take to open an account?

  When do I receive my PIN?

  Which bank are these cards and accounts with?

  What is the physical debit card?

  I'm a non-US resident and live overseas. Is this a problem?

  What currencies are available?

  Do I need a notarized passport to apply?

  Can your debit cards be used for flight, hotel and car reservations?

  How do I load funds onto the Visa card?

  Can I use the debit card with PayPal?



Answers...

Yes, definitely. The debit Visa card alone is used by over 520 million people throughout the world.

6 levels of security are common with the debit card!

1.  The card is personalized with your name printed clearly on the front.
2.  Transactions at POS are validated by your signature.
3.  Access to funds via ATM's is only possible after entering your personal identification number (PIN).
4.  The PIN can be changed at anytime from an ATM.
5.  If you forget your PIN, a new one can be issued.
6.  If the card is lost or stolen, a block can be placed immediately on your card.

Please click Offshore Visa card to apply today.

It is not an Electron card, but in fact a real Visa card.

1.  Payments of goods and services
2.  Cash withdrawal

Credit is not a determining factor, as no actual credit facility is given. All applicants are accepted, regardless of credit history.

You will have the facility to log onto your secure private online banking account 24 hours a day 7 days a week. Full account history and balances are shown. Purchase amounts are automatically deducted from your account balance, and transactions are posted online immediately so you can monitor card activity.

Accounts are approved within 24 hours. You will then need to make your first deposit to activate your account. After your deposit has been made, your Visa card will then be posted to you.

For security reasons, you will receive your PIN separate to your Visa card.

Your account is managed by Perpetual Wealth Trust Ltd. with headquarters in St Kitts and Nevis.

This is a physical offshore bank issued debit card that is accepted at over 30 million merchants worldwide and allows access to your funds at over 900,000 ATMs in over 120 countries. Your debit card can also be used for online purchases.

It is similar to a Visa card, with the exception that funds spent are deducted from your savings account.

No. In fact, we have an exclusive arrangement to supply debit cards to overseas addresses. No Social Security Number (SSN) or US residence is required to own one of our Visa cards.

Standard currencies available are USD, Euros and GBP (Sterling). Other currencies available on request.

No. All that is required is:

1.  A utility bill showing proof of residence.
2.  Photo ID. Eg: Passport or driver's licence.
3.  Corporate papers if applying for a corporate Visa card.

No notarized documents are required, and the above can be emailed, faxed or sent via post. Applicants from ALL countries are welcome.

Yes.

Use your debit card like a regular Visa card. Many of the other debit cards on the market cannot be used for flight, hotel and car reservations.

Loading is not required to use your Visa card. Funds are deducted automatically from your bank account to fund your purchases. Hence, you avoid costly reload fees.

Yes. You can use the debit card like a real credit card. As your debit card will be registered to your address, it will mean you can become fully "verified" with PayPal.

 

 


 

 

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